Property Value and CashflowAssessment

Property Value and Cashflow Assessment

Value the asset.
Not the hype.

Assess a property through three different lenses: what it costs to replace, what its rental income supports, and what today’s market indicates.

Intrinsic Earnings Market

01 / Inputs

Property assumptions

Adjust any figure. Results update instantly.

Price & income

The deal you are assessing and its rental earnings.

RP Data property reportNo PDF attachedAttach the property report for easy client access.
Rent used for earnings and cashflow
The selected rent drives annual income, earnings value, gross yield and cashflow.

Purchase costs & initial capital

Estimate the cash required for the deposit, transfer duty and your chosen buffer.

Estimated loan amount$00.0% LVR
Deposit required$0100.0% of purchase price
Estimated stamp duty$0VIC standard investor rate
Buyer’s agent fee$0Entered purchase cost
Legal costs$0Entered purchase cost
Building & pest$0Entered inspection cost
Cash buffer$0User-selected allowance
Total initial capital$0Deposit + duty + buyer’s agent fee + legals + B&P + buffer

Indicative estimate for an established residential investment purchased by an Australian buyer, with no concession or foreign surcharge. Rates checked 1 September 2026 and calculated on the proposed purchase price. Actual duty may use a higher dutiable value. Check the VIC revenue office.

Finance & annual holding costs

Estimate interest-only loan repayments alongside the property’s recurring annual expenses.

Annual management fee$0$0 × 0.0%
Weekly repayment$0Interest-only estimate
Monthly repayment$0Interest-only estimate
Annual repayment$0Included in annual holding costs

Building replacement value

Use an automatic indicative estimate or allocate a strata scheme’s verified insurance sum.

Indicative building replacement$00 m² × $4,140/m²
Effective replacement rate$0/m²$0 ÷ 0 m²

Indicative 2026 estimate using a VIC base construction rate, adjusted for apartment, standard quality and a 20% allowance for demolition, professional fees and cost escalation. It excludes land and may not capture site-specific features or common property. Use it for initial analysis only. Check with Cordell Sum Sure before selecting an insurance sum.

Property Value and Cashflow Assessment

01 / Property assumptions

The following figures and settings were entered when this property profile was prepared.

Price & rental income

Property address
Not entered
RP Data report
Not attached
Proposed purchase price
$0
Comparable market estimate
$0
Current weekly rent
$0 / week
Lower rent comparable
$0 / week
Higher rent comparable
$0 / week
Rent used in calculations
Current rent — $0 / week
Annual gross rent
$0
Occupancy
TBA
Lease expiry
TBA
Fair-value yield
5.0%
Parking
TBA
Year built
Not entered
Construction type
TBA
Units in complex
Not entered

Purchase costs & initial capital

State or territory
Victoria
Loan-to-value ratio
0.0%
Estimated loan amount
$0
Deposit required
$0
Estimated stamp duty
$0
Buyer’s agent fee
$0
Legal costs
$0
Building & pest costs
$0
Initial cash buffer
$0
Total initial capital
$0

Finance & annual holding costs

Interest rate
0.0%
Repayment basis
Interest only
Annual loan repayment
$0
Property management rate
0.0%
Annual management fee
$0
Strata / Owners Corporation
$0
Council rates
$0
Water rates
$0
Building insurance
$0
Landlord insurance
$0
Total annual holding costs
$0

Building replacement value

Replacement method
Automatic estimate
Land value
$0
Internal floor area
0 m²
Property type
Apartment / unit
Build quality
Standard
Indicative replacement rate
$4,140 / m²
Indicative building replacement
$0
Effective replacement rate
$0 / m²

All amounts are indicative and depend on the accuracy of the inputs supplied. Confirm material figures against the contract, rental records, Owners Corporation documents, insurance certificate and relevant authority notices.

02 / Analysis continued

Purchase price compared with the intrinsic, earnings and market benchmarks used in this assessment.

Four-value comparison

Property value position

Purchase price$0
Intrinsic value$0
Earnings value$0
Market estimate$0

Buyer profile

Comments

Add property-specific context, risks, recommended checks or next steps. These comments are included when you print or copy the profile.

03 / Smart summary

Investment summary notes

Automatically translates the entered figures into a concise assessment. The notes update whenever an assumption changes.

Indicative opportunity score
2.0/10

Caution warranted

2/2 available valuation benchmarks support the proposed price. The gross yield is 0.0%, estimated annual cashflow after entered costs and interest is $0, and estimated initial capital is $0.

Provisional result: replacement-cost documents or inputs are incomplete.

Strengths

  • The proposed price is $0 below the comparable market estimate.
  • Estimated cashflow remains positive by $0 per year after the entered property costs and interest-only repayments.

Risks and checks

  • The intrinsic-value assessment is provisional because the land value or floor area is missing.
  • The 0.0% gross yield is below the 5.0% benchmark, suggesting the price may be overvalued relative to rental earnings.

The score and notes are an automated interpretation of the entered assumptions, not a formal valuation or investment recommendation. Document quality, property condition, location, borrowing capacity and personal strategy may materially change the assessment.

04 / Method

How the calculator works

Each method answers a different question. None should be used in isolation.

1

Intrinsic value

Individual land value plus an indicative or scheme-allocated building replacement value.

Land value + building replacement value
2

Earnings value

Capitalises the annual gross rent at your selected fair yield.

Annual rent ÷ target yield
3

Market price

Your comparable-sales estimate of what buyers currently pay.

Recent relevant settled sales